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04/19/2011

Traveling Overseas? Here�s The Best Credit Card To Use

If you�ve ever traveled overseas and made purchases with a credit card you probably were stung by currency conversion fees � a charge for changing dollars into the local currency. If you want to avoid the fees one card stands out according to the personal finance web site Bankrate.com.

That card is Capital One Visa as they charge no fees for foreign credit purchases, debit card purchases, and credit card cash advances. Not only do they decline to charge their own fee, but they eat the fee charged by the payment network.

(Most credit cards charge 3% on the amount of foreign purchases, payment networks Visa and MasterCard both charge a 1% fee to the bank that issued the credit card. Additionally, most banks tack on an additional 2%.)

For more information on various cards go to Bankrate.com, search for �Currency Conversion� and click on the story.



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