Insurance Protects Your Vacation Investment, And Offers
You True Peace-Of-Mind!
Vacation travel is not only an
expense, it is also an emotional investment. Travel
insurance plays an important role in protecting your
investment financially, and emotionally as well!
No one likes to experience surprises
such as cancellations due to bad weather, sudden illness, or
a serious accident, which in most cases are normally out of
your control. When something severe happens to you or your
family unexpectedly while away, you want to make sure you're
taken care of medically, and that you don't lose any
vacation time, or money out of pocket.
Having financial protection for you
and your family on vacation is extremely important,
especially when you're traveling to any foreign destination
that you know your medical coverage may be limited, or may
not be covered at all at that particular destination!
Even when you have state, or insurance
coverage through certain work plans, it's always important
to find out how much is covered under your plan for travel,
and you should contact them to find out the range, and
amount they will be providing you.
While you're talking to their
representative, you must also find out if a claim were to
happen, are there toll free numbers, 24 hour services, or
emergency professional staff on hand, to assist you during
this potentially high stress situation? If you happen to be
laid-up in a hospital due to severe illness or accident, you
want to make sure that you're not the one having to handle
all the arrangements for care.
Many individuals pay extra through
their credit card companies for their travel coverage, which
usually is offered to preferred clients, or for an extra
fee. We highly recommend you contact your credit card
company directly to make sure your coverage is still valid,
and if so, get all the details of their coverage, and what
their limitations and restrictions are. Nothing would be
worse than feeling you're fully insured, later finding out
that you have to pay out of pocket expenses at destination,
because you were not aware that a particular risk was not
covered, or that they required you to pay a substantial
We always say before traveling, read
all the terms and conditions, limitations, and restrictions
on your current insurance coverage, no matter who it's
through. You owe it to yourself to make sure you and your
family are fully insured while on vacation, and traveling to
destinations outside your country. If your coverage winds up
being inadequate, the expense can be very high, and you
would have to dip into your hard earned savings, or even
cause you to become financially stressed beyond your means.
a small investment per person, you will have peace-of-mind
that if any unexpected incident occurs that is out of your
control, that you and your family will be completely taken
care of for any medical, and/or vacation cancellation
situations. Reprinted by Permission: