August 24, 2010
by Bob Meyer, Editor of BarterNews
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From the desk of Bob Meyer...
Restaurants Are Throwing In Their Dish Towels
Thousands of restaurants are closing their doors �in
Southern California alone, nearly 1,000 more restaurants
closed than opened during the 12 months that ended in March.
Nearly all the closings were among independently owned
restaurants: small, family businesses that just couldn�t
hold on as customers held back on spending � which has
dropped about 20% from what was spent during the economic
boom. (And, independent restaurants are not utilizing trade
exchanges as much as they did 20 to 30 years ago in Southern
Nationwide, the number of restaurants dropped in 2010 for
the first time in more than a decade, falling 5,202 to
579,416 according to New York research firm NPD Group.
Gift Card Rules Updated � No Expiration For
The latest update on the Credit Card Act applies to retail
gift cards for individual stores as well as cards with a
MasterCard, Visa, American Express or Discover logo that can
be used wherever those brands are accepted.
Balances now, beginning 8/22/10, cannot expire for at least
five years from the date of purchase, or from the last date
additional money was loaded onto the card. (If the physical
card expires before then, you may get the balance
transferred to a replacement card at no cost.)
When money is added to a card, both the new money and
existing balance will be good for another five years.
However, the new rules do not apply to reloadable prepaid
gift cards and cards that are issued as a reward or through
back issues of "From the Desk...� can be accessed by
free to forward our newsletter to your friends and
colleagues. We have a �box� at the end of the
newsletter for your convenience.
See you next week. . .)
Interaction Key To Future Prosperity
Thomas H. Greco Jr., author of Money & Debt, A Solution To The
Global Crisis, stresses that the world has changed and local
community interaction is the key to future prosperity in today�s
unraveling economy. Greco, who has been a keynote speaker at IRTA�s
annual convention, says we�re now in the early stages of �the great
unraveling.� And the means to restoring resilience to our
communities is taking action.
There�s a need to share, cooperate, and organize as never before �
spend locally, save locally, and invest locally. Greco proposes we
need to apply our dollar resources to projects that:
local community more self-reliant.
greater local security in food, energy, housing, water and other
necessities of life.
the overall quality of life.
our savings against inflation of the dollar.
Greco also articulated that we must reduce our dependence upon banks
and conventional money, by organizing private exchange systems that
can be networked together to provide an interest-free and
inflation-free means of payment while making credit reliably
available to local productive enterprises.
In book, Money & Debt, he pointed out that the compound
growth of debt would eventually exceed the capacity of the real
economy to bear it.
more information see Greco�s blog
http://beyondmoney.net and his web site
Is Your Trade Exchange Missing Out On
Valuable New Business?
your barter company�s listing on BarterNews.com isn�t current, you
are definitely missing out on new business. The web site
BarterNews.com receives heavy traffic � with over 150,000 page-views
every month. Entrepreneurs and corporate executives check the
thousands of articles, the weekly �Tuesday
Report,� and the �Contacts
Section� of our site. They use the latter to find barter
companies with which to do business.
your barter company�s listing up-to-date?
keep your listing current is very easy. See the links below to (A)
update any changes to your company�s listing, such as new location,
phone number, web site or other information, and (B) if your company
has not been listed.
Here�s how to get on board:
make changes to your listing
Is Your Company Filled
With Hunters Or Campers?
It�s easy to like running a company when it�s profitable and
growing. But it�s not a lot of fun when operating at a loss, or with
insufficient profit. When you separate all the various pressures of
being the owner of a larger company, you will find there are very
few problems that can�t be solved through greater cash-flow.
greater cash-flow comes from taking action on the following three
customer base be widened for additional sales?
purchases or operating costs be cut?
place to look is your trade exchange, where both points one and
three are addressed: By working with your local exchange you will
immediately increase your customer base, and bring in additional
sales. And, when spending trade dollars for needed purchases, you�re
acquiring them at your barter cost � which directly cuts your
purchases to the bone!
Additional sales can be illustrated by looking back to the earliest
days of civilization. Our ancestors learned it was easier to survive
when they joined together in groups. In their camps there were two
types of people. The hunters, who brought in the animals for food
and clothing, and the campers, who used the animals caught by the
know that this societal structure worked, and groups flourished.
However, we also know that there was a tendency for the number of
campers to grow out of proportion to the number of hunters. When
this occurred it frequently became impossible for the hunters to
bring in sufficient animals to feed the expanding number of campers
� no matter how aggressively they pursued their prey.
the hunters were not fools. They had survived enormous dangers in
the wild. They didn�t need consultants from another camp to tell
them they either had to train more hunters, or force the least
productive campers to leave the community. Which brings us to the
point of the illustration � does your organization have the proper
ratio of campers to hunters? Are there too many campers (salaries)
for your existing hunters to support?
matter how small your business is, you must keep close track of
direct and indirect labor costs, fixed and variable overhead, as
well as general and administrative costs.)
Hunters looking for new business don�t jeopardize their lives these
days. But they do get dumped on, ignored, and rejected � often
forcing them to leave for greener pastures. To avoid that
happenstance, and widen your customer base, you should consider the
What would happen if you eliminated two campers and replaced them
with fierce hunters? How would your bottomline be affected? Where
can you find more hunters?
International visitors look for BARTER CONTACTS in our Global Barter
Section. If YOUR exchange isn�t listed see the forms on the lower
left of the page. (Click
Attention trade exchange owners...thousands of visitors every month
visit our BARTER CONTACTS section on our web site where we have
names & addresses of barter companies in the USA. If YOUR exchange
isn�t listed, or the information is incorrect, you can correct the
situation by using the forms to the lower left of the USA map. (Click
Time To Invest In
Yourself Or Your Business
Social Security Administration data show that taxes have soared over
the program�s 73-year history. In fact, the program usually resorts
to tax hikes to stay afloat.
original tax rate was just 2% on a maximum taxable income of $3,000.
Since then the payroll tax has been increased more than 30 times,
the Cato Institute found. Today the tax rate is 12.4% on a maximum
income of $106,800.
Money-Making Reports Available From BarterNews
Did You Know That ...
Eighty-three percent of Americans want to be more organized, says a
survey of 600 by time-management firm Franklin Covey. At work, 62%
lunch at their desks and 48% use some type of organizer.
How To Get More Sales In
Our street-smart restaurant
marketing report shows proven ways to rapidly boost your
restaurant�s sales & profits.
The Growth and Use of Secondary
Capital (New Money) Creates Unprecedented Wealth In Today�s New Age
There are many forms of secondary
capital�which can be defined as any financial instrument that
measures and communicates value in a common language. Would you like
to see and learn more about the many forms of secondary capital?
We have 70 free, informative and
inspiring, articles for you in our �Secondary Capital Section.�
Check it out...
Get New Money-Making Ideas And
obtain useful, informative ideas and contacts in every available
back-issue of BarterNews.
barter company in the world is listed on our web site,
click through to our Global List
of Barter Companies.
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